How AuricoreTurns Your Luxury Assets Into Liquidity

You can typically receive up to 70% of your item's authenticated market value. For example, a watch valued at $10,000 could get you up to $7,000 in funding. We accept luxury watches, handbags, jewelry, shoes, and other high-value collectibles.

Since this isn't a loan, there's no 'repayment' required. You have an option to repurchase your item at the end of the lease term, but you're not obligated to do so. If you decide not to buy it back, we'll arrange to collect the smart box and item, and you'll have no further obligations or impact to your credit.

The security of our smart box is critical to our business model. If the box is tampered with, we will report this to credit bureaus and may pursue legal action. The box contains GPS tracking, tamper detection circuits, and requires regular check-ins to ensure security for both your item and our lenders' investments.

We charge a one-time processing fee of 3% for onboarding. We offer the industry's lowest interest rates, and can provide even better rates for longer lease terms. There are no hidden fees, and all costs are clearly disclosed before you sign any agreements.

We perform a soft credit check as part of our approval process, which does not affect your credit score. You must meet our baseline requirements, but your credit score doesn't impact your interest rate. Defaulting with item return has no credit impact, but failure to return items or tampering with security will be reported to credit bureaus.

From application to funding typically takes just 1-2 days. This includes the authentication, smart box setup, and onboarding process, which can all be completed in a single day. Once you sign the agreements, funds are released immediately to your account.

Yes, you can break your lease at any time for a premium cost. You can also choose to extend your lease for another term or repurchase your item at any point during the lease period. We offer multiple options to provide you with maximum flexibility.